Organic Spend Multipliers
Use these tools to multiply your points
1/28/20251 min read
Increasing Points Earnings Through Stacking
To maximize points earned, you can compound or "stack" multipliers strategically. Here's how:
1. Organize Credit Card Usage
Some people use a label maker to designate specific cards for categories like gas, groceries, travel, cell phone bills, and rideshares (e.g., Uber).
Exception: When working toward a sign-up bonus (SUB), prioritize all spending on the card you're trying to meet the SUB requirement for.
2. Use Shopping Portals
Capital One Shopping: A browser extension that helps you find discounts and earn rewards on your purchases.
Rakuten: Link your Amex account to earn Membership Rewards (MR) points for purchases made through Rakuten’s portal. This is a great way to earn points passively on everyday shopping.
3. Leverage Amex Offers
Amex Coupons: Check the Amex app regularly for exclusive offers and discounts.
These must be added to your account before making a purchase to qualify for the rewards.
Pro Tip: Combining shopping portals, Amex Offers, and your credit card’s category multipliers can significantly boost the points earned from a single purchase.